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To: SeekAndFind
I'm 66 and still working full time. This suggestion of pushing the retirement age out feels like Charlie Brown trying to kick the football only to have Lucy pull it away. My father died at 73. Pushing retirement to 75 pretty much ensures I'm dead before ever having a chance to retire...nevermind that I have saved and invested to have a decent retirement.
16 posted on 01/29/2023 10:02:58 PM PST by Myrddin
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To: Myrddin

When Social Security was started, life expectancy was about 65. It was intended that you were supported for just a few years prior to death and maybe not even make it that far. With increasing life span, people now expect to have 10-15-20 years of retirement.

Social Security also destroyed people’s motivation to save for retirement by making people think the government would take care of them. During my working years I paid into SS the max required. I once did the math on how much money I would have had if I had been allow to keep and invest my money in a IRA or the like. How much I am going to actually retrieve from the gov’t in SS payments is going to be much smaller. All the payments I put in are going to be diverted to other people.


46 posted on 01/30/2023 3:37:37 AM PST by Locomotive Breath
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To: Myrddin

In a just system, interest from savings would at least match inflation. After 40 years of work, the money saved should earn enough to live comfortably. Instead, every year, bit by bit, savings are eroded.


49 posted on 01/30/2023 3:50:50 AM PST by teevolt
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