I didn’t know you need credit to get free Medicare
What does a credit report have to do with Medicare?
Why unfreeze any of them? They’ll call you if they have a question.
I started earlier this year. I didn’t have to do anything about credit reports.
I went in and signed up. No credit report needed..
If you can use a computer to do participate in FR, you should be able to use a computer to set up your SS.
Hint. Click here:
https://www.medicare.gov/account/login
Credit report? Are you in China? Did the social credit score algorithms drop?
I got on medicare in 2020. YOU DON’T GIVE ANYONE YOUR SSN.
Medicare is in no way part of or involved with credit reports or scores. In fact, I don’t play their game. I have never needed to even know my credit score(s). They can rot in hell for my concern.
What state are you in ?
Do you have a security freeze or fraud alert on your credit report?
If you have a security freeze, fraud alert, or both on your credit report, you can still open a personal my Social Security account by temporarily lifting it. To do this, you must:
Contact our Identity Services Provider and request that they temporarily lift your security freeze or fraud alert.
Create a a personal my Social Security account online after lifting the security freeze or fraud alert.
Reinstate the security freeze or fraud alert with the Identity Services Provider if needed. When you request a temporary lift of your credit freeze or fraud alert, the Identity Services Provider may automatically reinstate it after your temporary lift expires.
If you don’t want to temporarily lift your security freeze or fraud alert, you can contact your local Social Security office for assistance. For more information on security freezes and fraud alerts, read the Federal Trade Commission’s Credit Freeze FAQs.
https://www.ssa.gov/myaccount/create.html
Medicare has zero to do with your credit report. It’s an age or disability and Income thing. The IRS knows your income and how much you paid into Medicare over the years. The IRS is the source CMS uses for income data.
I believe that if you are on Social Security, then you don’t have to do anything. If you want one of the Medicare Advantage plans, then you should contact them in advance.
Be careful.
This could be a scam.
Our first scam call this morning was a Medicare scam trying to get online info. Supposedly we need to give them info for our Medicare coverage next year.
The company, I retired from had just sent about a pound of paper work for the new MediCare year for both of us. It arrived last week. We are/were set up for next year with our healthcare provider.
Strange use of the Passive Voice here.
Who "froze" your credit reports?
Regards,
They are great folks to work with and they have plenty of good YouTube videos on the whole Medicare topic if you want to become well educated.
I have recommended them to several friends and all they have been grateful to me for the recommendation!
I think we unfroze all three temporarily. It’s been several years, so my recollection may be sparse.
The routine may’ve changed a little, but the credit bureaus allowed us to unfreeze a specific amount of time. Then it rolled back to frozen. You can always log back into your credit accts to make sure they were locked back down.
Checking that you have credit reports with the big three allows SSA to verify you are who you say you are.
Ignore the yoyos here that say you don’t need that. You do.
I was forced onto Medicare when I turned 65 and hate it.
If you have good insurance, take care of any medical treatments you are considering. Stock up on any prescription meds as you can. Do your dental cleanings, etc. Get new glasses if you have a plan that provides that.
I HATE Medicare with a passion. I wish I had known some of that stuff before hand, especially the prescription costs for some of the meds I’m on. They are very expensive and Medicare Rx sucks for anything but generic, common meds.
It is not necessary to “sign up” for Medicare. Approximately 3 months before your 65th birthday, you will receive your Medicare card in the mail. The Federal Government already has enough information on you, they know exactly when you will turn 65. If you are not receiving Social Security yet, you will then receive a bill in the mail you must pay (Medicare is not free). If you are collecting SS, your Medicare will be deducted from your SS. Please note also, your Social Security number will not appear on your Medicare card, they changed that a number of years ago due to fraud.
I signed up for Medicare online…no credit report needed.