[Responsibility2nd]

Somewhere along the way, it was increased to $20,000.

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Nope. Still $10,000. A Currency Transaction Report Is required at transactions at or above $10,000.

[monkeyshine]

Not just $10,000 per transaction. If it is suspiciously close to $10,000 they may report it, or, if it is a series of transactions that total $10,000 or more.

[PAR35]

A Currency Transaction Report Is required at transactions at or above $10,000.

And SARs never had a floor, although $5000 is a general rule of thumb in most circumstances.

[Codeflier]

Yeah, I wish it was $20K.