***Article’s 1st point. Many decades since one income pays all the bills. This has been true throughout my lifetime.***
I guess my husband and I don’t exist. We have always lived off of one income. At first, I was the bread winner. He worked a 100% commission job hoping to score big. That didn’t happen. At night he went to grad school.
Then the first kid came. He got a better job. I stayed home with the baby. Then another baby, then another. We remained a one income family from the mid-80s up to and including the present day.
It wasn’t easy to make ends meet every month, but we had a strict budget and lived within those means. We still do it that way. We aren’t fancy, and don’t live extravagantly.
Over the years we have managed to go from paycheck to paycheck to socking away a little more each month. Now we have a good savings account, and hopefully he can retire in the next 5 years.
Plan the work, and work the plan.
True, but the ability to do so depends on where you live.
I also am in a one-income family (mine). We live in a rancher in a not-so-nice neighborhood. So I can manage the mortgage payment.
“Plan the work, and work the plan.”
You’re channeling my all-time favorite commanding officer, Colonel Clark H. Babl. RIP, Good Sir! :)