Upon my retirement, I moved everything out of the direct stock market and settled for a guaranteed minimum with options for more growth if the market does well.
Market crashes and I don't lose a cent. Market goes up and I earn more.
Couldn't handle a third sell off and maintain viability into the later years.
92 posted on 01/14/2016 3:43:14 AM PST by trebb
(Where in the the hell has my country gone?)