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To: Cruz_West_Paul2016
Why would anyone have a credit card?

Because they like making banks rich?

5 posted on 08/13/2014 7:46:21 PM PDT by E. Pluribus Unum ("The man who damns money obtained it dishonorably; the man who respects it earned it." --Ayn Rand)
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To: E. Pluribus Unum
several reasons...

1)if my credit card number gets compromised they can't clean out my bank account like a debit card can and liability is limited

2)i get a nice breakout of my spending at the end of the year

3)i hate dealing with checks

4)it's better than carrying cash/having to hit the ATM for cash

5)i pay it off in full every month so it's free

6)i get PAID to use it with rewards

7 posted on 08/13/2014 8:05:17 PM PDT by Chode (Stand UP and Be Counted, or line up and be numbered - *DTOM* -vvv- NO Pity for the LAZY - 86-44)
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To: E. Pluribus Unum; Cruz_West_Paul2016; stephenjohnbanker; Impy; NFHale; BillyBoy; fieldmarshaldj
RE:”Why would anyone have a credit card?
Because they like making banks rich?”

How about that 5% cashback on purchases?
And they fight for me when a merchant tries to rip me off.

I love my Chase CC. They treat me like a King.

9 posted on 08/13/2014 8:19:58 PM PDT by sickoflibs (King Obama : 'The debate is over. The time for talk is over. Just follow my commands you serfs""')
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To: E. Pluribus Unum

Travel! I pay them off monthly but it’s impossible to travel and go overseas without one or two cards with a healthy limit.


16 posted on 08/13/2014 8:55:49 PM PDT by JimSEA
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