[kingu]

Risk pool is actually minimal effect overall. Biggest effect comes from: Mandatory maternity coverage, and removal of gender differences in coverage.

Therefore, if you are a 42 year old man, your insurance is going up because some 42 year old woman might get pregnant.

But hey, most of what he says is very valid. Idiots.

[ZX12R]

But hey, most of what he says is very valid.

She.

[Harmless Teddy Bear]

Biggest effect comes from: Mandatory maternity coverage, and removal of gender differences in coverage.

Yep.

Don't forget pediatric coverage but yep.

Guys had cheaper insurance because guys can not get pregnant. When you are pregnant you will see the doctor more then any other time in your life. That is just the way it is.

Bringing new life into the world is not easy on you and the least little thing can turn what was a routine pregnancy into into a life or death situation.

This costs.

But it is something that would only apply to a fraction of half of the population. About twenty percent of the population need maternity coverage. The rest will never use it.

But they have to pay for it. And it is legal to charge the higher rates because it is covered. The insurance companies must be dancing for joy. There is no better customer then one who pays for a service they will never use.