[29thdayman]

My understanding of the trigger on the Financial Crisis gun was the declared bankruptcy of Lehman Brothers, with more than $600 billion of assets, on September 15, 2008 (the biggest bankruptcy in US history), and the subsequent appearance on television of Treasury Secretary Paulson. It sounds to me like you were alert enough to see clear signs of this Crisis at a much earlier date. My complements on your astuteness.

[Cronos]

well, I used to work for JP and the crisis really started with the end of Bear Stearns. That set up a weariness and I was surprised by the uptick at the end of 2007, but took that opportunity to sell out of the stock market in November (am not brilliant, just when everyone says buy! buy! and I saw pretty dumb IT colleagues talking about futures and options as if they really understood it (Hey, they made money, so they taught they could preach), I got the hint -- OUT!

As to what to do with that money since -- well, I put it mostly in mutual funds across countries and in steady bonds or in a house in a new country

Do I expect to earn a lot with that? Nope. I'm no financial genius. But, anyone who wasn't taken in by the irrational exuberance of October 2007 got out.