One needs to remember the Catholics have reinvented justification. It's no longer a substitution. Instead, Catholics now teach that Christ lived a good life to show us how we too can live a good life by submitting to God's Spirit. Not much different than a "Name It, Claim It" minister. Consequently, their doctrine has become polluted with the belief that anyone who lives a good life will move up the ladder. Those who don't live as good of life will simply go to purgatory. And very, very few will go to hell.
The Council of Trent decreed that the essence of active justification comprises not only forgiveness of sin, but also "sanctification and renovation of the interior man by means of the voluntary acceptation of sanctifying grace and other supernatural gifts" (Trent, l. c., cap. vii: "Non est sola peccatorum remissio, sed et sanctificatio et renovatio interioris hominis per voluntariam susceptionem gratiae et donorum"). - from New Advent on Justification
Normally I post the reference but people can look up this gobbledygook discussion. "Claiming to be wise they become fools" comes to mind. I'm not going to spread false doctrine.
PS-Before our dear Catholic friends respond, please let me know if you actually believe in Christ paying the price for your sins on the cross. You will be an exception.