[beethovenfan]

If you surrender your 401K, you will be taxed at ordinary income rate, not the capital gains rate.

[Gaffer]

That still is a win....all the income brackets are going up.

[catfish1957]

"If you surrender your 401K, you will be taxed at ordinary income rate, not the capital gains rate.

And don't forget to add that you are subject to an addtional 10% tax penalty if you withdraw before 59 1/2.