Yeah right now the Money Markets are doing a little better.
I shopped around and found a CD that paid .40%, but it wasnt worth the 5 gallons of gas to go and have it changed to another bank.
Real property, and money flow into the high quality, high dividend paying stocks, is now accelerating (price advances picking up almost across the board).
Opportunity for decent (and very generous) returns abound in the capital markets, don't settle for the paltry interest rates offered, you will be eaten alive by inflation!