Hubby is alive and well- probably somewhere in Mexico. This is an insurance scam. The couple had no idea it would get this big. They thought the local cops would declare hubby dead, they’d collect big money and retire- until they blew the money, of course. It’s gone big time, and now they’re stuck.
“This is an insurance scam.”
Possibly, but why go to all the trouble of creating a ‘pirate’ story when they could have easily just said he drowned.
Have they recovered the jet ski?
Either that or they were involved in the drug trade.