The auto insurance that we must buy is Liability Insurance, to protect the other guy in the event our unintended actions, while operating a motor vehicle, cause damage or injury to another party. If there is a loan on the car, the loaner requires that we have Comprehensive and Collision insurance on the car, to cover their investment. We are NOT required to purchase Medical Payments insurance under an Auto Policy, which reimburses for expenses related to physical injury without regard to liability.
When people, especially liberal politicians, compare the requirement for Health Insurance to Auto Insurance, it’s apples and oranges.
Hope this helps explain the difference.
You can self-fund your auto insurance in Florida.
The argument about making all of us buy health insurance is that the public is being protected from the uninsured person who gets into an accident or otherwise incurs an unexpected medical condition. Right now, we all pay for that person’s care through the pool that covers emergency treatment for the uninsured. So there is a financial injury incurred by another person - the taxpayer - if a person doesn’t have health insurance and is injured/ill.
I’d rather have that guy buy his own insurance, on his own dime, than rely on me to pick up the tab.