I’m pretty sure the insurance company will still tell you to go to hell. The company doesn’t “owe” you anything just because you’ve been paying in for a long time. Consider what you’re paying for as “instantaneous” coverage. It doesn’t matter if you’ve paid for 10 years straight, if you stop, that coverage stop. It also doesn’t matter if you started paying for it a year ago and get sick (if the length of time you had insurance mattered, it wouldn’t really be insurance).
Everyone here complaining about not wanting some “bureaucrat getting between you and healthcare” is ignoring the fact that that is the case already. Whether it is an insurance company or a gov’t, nobody wants to waste healthcare resources. Private insurance companies actually have *more* of an incentive to deny you care, since they get to keep anything they don’t spend on you. An “efficient” private insurance company pays out as little as possible. I can’t even express in words how dumb some of the people in this comments section are.
The insurance company owes people who have paid into them, what else is insurance for? If you pay into your auto insurance do they not owe for a claim in an accident? If they try to claim otherwise the courts will straighten them out in a hurry. Your statement is BS. Insurance companies owe the person paying them for claims. Period. To say otherwise is just plain stupid. Why buy insurance if they don't have to pay or if they can pick and choose their recipients?
You are wrong, any government program for nationalized health insurance is wrong, and has been proved so in many countries. If you think differently then you don't belong on this forum, you belong on DU, that is where the communist and socialist hang out.