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I’m pretty sure the insurance company will still tell you to go to hell. The company doesn’t “owe” you anything just because you’ve been paying in for a long time. Consider what you’re paying for as “instantaneous” coverage. It doesn’t matter if you’ve paid for 10 years straight, if you stop, that coverage stop. It also doesn’t matter if you started paying for it a year ago and get sick (if the length of time you had insurance mattered, it wouldn’t really be insurance). Everyone here complaining about not wanting some “bureaucrat getting between you and healthcare” is ignoring the fact that that is the case already. Whether it is an insurance company or a gov’t, nobody wants to waste healthcare resources. Private insurance companies actually have *more* of an incentive to deny you care, since they get to keep anything they don’t spend on you. An “efficient” private insurance company pays out as little as possible. I can’t even express in words how dumb some of the people in this comments section are.

The insurance company owes people who have paid into them, what else is insurance for? If you pay into your auto insurance do they not owe for a claim in an accident? If they try to claim otherwise the courts will straighten them out in a hurry. Your statement is BS. Insurance companies owe the person paying them for claims. Period. To say otherwise is just plain stupid. Why buy insurance if they don't have to pay or if they can pick and choose their recipients?

You are wrong, any government program for nationalized health insurance is wrong, and has been proved so in many countries. If you think differently then you don't belong on this forum, you belong on DU, that is where the communist and socialist hang out.

There are plenty of reasons to be against gov’t run care, but the argument that this somehow introduces a “bureaucrat” into the equation is BS. The insurance company will pay out if you’ve been paying into their system *and* they think it is a good idea. They’re allowed to reject your claims for all sorts of reasons, and they frequently do. Many insurance companies have “maximum benefits”, and if you hit that limit, they stop paying for stuff, for instance. That limit doesn’t go up if you’ve had it for 5 years or 50. Insurance != “as much healthcare as you want under any circumstances”. It never has, and it never will, it doesn’t matter who the payer is. That’s all i’m sayin’

"The insurance company owes people who have paid into them, what else is insurance for? "

I'll just come out and "type" it. That is one of the most naive statements I've ever read.

Try finding an attorney who will go to court to force your insurance company to pay that twenty thousand dollar hospital bill that it won't pay because it has "no record" of pre-approval. (Funny, the hospital had records.) Good luck. And if you do find an attorney, remember that the insurance company has a whole battery of high paid lawyers.

Anyway, I wonder where they thought my pre-approved cancer surgery was going to take place: the local Chik Filet? (And just so I'm absolutely clear about this - the hospital was on a list of pre-approved hospitals.)

You are just a peon against a mega corporation whose first obligation is to their stockholders - not to you!

Republicans should have overhauled this system with fair laws and regulations. They didn't.

Now, we'll see what we get.