They sure are. It's in the constitution. Just after the right to an abortion. And just before the right to infringe on owning a handgun.
The world view/philosophy of those who support giving credit to everyone to buy a home regardless of worthiness is Marxism. The Marxists in our Govt. both elected and in the bureaucracies (and Universities) have one goal and that is the downfall of America. I don’t know if Barney Frank, Shumer, Pelosi, Reid, and Chris Dodd are merely useful idiots propped up by the unseen puppet masters or if they are actively supporting the ruination of our country. Either way- this all looks pretty darn intentional to me. So much is at risk here, and Bush and Congress fiddled (don’t give me the baloney that George has been warning us- just talk and words alone mean nothing). Watch how this bail-out goes down... more centralization of power in non-elected places (the Fed and related bureaucracies) or through total elimination of the capital gains tax and other massive incentives for investment and market recovery.