Fraud pure and simple...
Not necessarily.
Could be confusion.
Federal officials alleged Murotech exceeded both limits when employees of affiliated companies were included. The company later applied to have both loans forgiven.
If the people working on this loan did not understand that they had to include contracted employees it would be easy to fall into a trap. They like a lot of small companies may use Temp Employees for entry level positions and unskilled labor.
This PPP legislation was rushed to get more Federal Money into circulation. Probably not well written.