“”” And for the record, I consider “mandatory insurance” to be a human rights violation. The state should not be requiring patronage of private industries through law.
I think people should be required to assume all risk when they choose to drive on the public roads.”””
If you are willing to assume all risks when driving your car, then you need to prove to all other drivers on the road that you have the financial assets to assume all risks.
No you don't. You have a fundamental right to use the public roadways. If people are afraid you might run into them and kill them, or worse, damage their car, then *THEY* should buy their own insurance to address their concerns, not deny to other people the right to use the public roadways.
And while we are on the topic, is your leg worth $100,000.00 to you? How about being paralyzed? Is that worth $100,000.00 to you? ($100,000.00 being the minimal insurance requirement, if I recall correctly.)
Most people will not accept $100,000.00 in exchange for losing a leg or being paralyzed, but that is the max they are going to get for people carrying minimal insurance.
So people are in fact risking their legs, their back, their eyesight, their face, their heads, and even their lives, just to drive on the public roadways.
If people are willing to risk death by driving on the public roads, why shouldn't they be willing to risk damage to their cars?
Requiring insurance is "prior restraint", and it should just be illegal.