Vanguard’s VOO - an S&P Index fund is up 21.03% for the year.
The corrupt ‘press’ will do their best to use the lowest numbers possible in their calculations as a way to degrade the program. White liberal elites hate the working class and their children.
Starting with 21.03% is a really nice start...
Oh man. Just pay the taxes in the beginning and make them all Roths. Much simpler. The problem is if some young fella filled with piss/vinegar/testosterone thinks he can beat the market and invests in too many small company funds that are much riskier. Don’t give him that luxury. When he’s(not she) is 40-50 years of age he’ll know how to be careful.