In my case, I have about $310,000 in savings, a stock protfolio of around $550,000, a house valued at $600,000 and a retirement income of around $75,000 between social security and Army retirement. Crown that with no debt other than monthly use of our credit card (one) , house and car paid, and we are doing fine in our retirement including even putting some into savings each month. My point is everyone is different and there is no cookie cutter answer to how much anyone should have to retire.You forgot to mention your age, and the age of your spouse.
I'm guessing that, if you are both in your mid-80s, you are "sitting pretty."
Regards,
Early 70s.