“I’d invest the money in some mutual funds and allow myself to live $10,000 better than I currently was.”
money market, CDs or high-yielding oil ETFs ...
prudence would dictate such a strategy ... what percentage of adults in the USA are prudent?
If someone bet on the lottery three times a week for 30 years, chances are they are neither prudent nor a would be investor.
He may die broke, but he'll always be able tell the "story" when he's down at the VFW or the Moose.