Companies like Lowes and Homes Depot do not want to be sued because the battery on your power tool burned your house down. This is the case with MOST Lithium Ion batteries in smart phones or other products.
HOWEVER, there are a lot of other products containing these batteries that are not big name brand tools or electronics.
Items like scooters, mini chain saws, EBikes and all kinds of appliances all made in Asian countries. Where they don't use batteries made by Samsung or other reputable companies.
Especially those items people by over the internet on Amazon, TEMU, EBAY, or other sites. Like the items that ship directly from China. These are typically the batteries causing these fires.
Although, my first smart phone a Motorola Razor got very hot charging on the desk right here in my office.
I unplugged it and took it back to the Verizon store that day.
I NEVER charge any of my batteries overnight.
When I do charge the bigger batteries for my Stihl chainsaw and hedge trimmer(30 Volts) I always do it in my garage. Where there is 5/8” fire code drywall separating it from my house.
This is also why anyone who has a PowerWall battery that is charged by solar panels really should have these installed in a shed or separate building from your house.
We had an old phone and went to change the battery and the dang thing sparked. Thought it was gonna burst intk flames- took it outside znd removed it, then took a spike and carefully drove it through the battery from z distance, didnt want it erupting in flames anywhere unexpectedly. It put on quite a show. The battery had swelled, and phone got hot when charging. Thankfully we chsnged batteries when we did.
As a cost-cutting measure, Chi-com batteries omit the safety circuit that prevents overcharging and over-discharging, the usual cause of thermal runaway.