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And I’m guessing you were required to pour a huge chunk of your paycheck into that pension plan while you were working, and then saw your Social Security benefit significantly reduced when you retired.

And that’s not a wild guess.

"And I’m guessing you were required to pour a huge chunk of your paycheck into that pension plan while you were working, and then saw your Social Security benefit significantly reduced when you retired."

When I began in Tier I of the pension plan in 1965, there was no mandatory contribution to the pension fund. After my break in service to have kids and stay home with them, once I went back to work, I ended up in Tier 3 of the same pension plan. 3% of my paycheck was taken every two weeks for the pension fund. Because we had already paid taxes on that amount when we earned it, we don't pay State taxes on our monthly pension...just Federal taxes.

The State Legislature of NY passed a social security offset Bill many years ago for uniformed Correctional employees so that our social security benefits would not be reduced upon retirement. I get the maximum allowed based on my earnings, and the State also reimburses me every month for my Medicare cost.