Number of branches is no indication of a banks health.
JPMC reduced their number of branches in 2018-2024 to about half, driven mostly by leases ending on street facing retail in the very dense urban centers of the USA. By all other measures JPMC was the “winner” of the covid era in banking with the small customers who do not have an assigned personal banker.
Most of the properties closed were withing 1/2 mile of another branch.
Another top 20 US bank with only 250 branches went to 100 while tripping the number of bankers who could drop by and help a wealth management client (aka a 3 or 4 millionaire or greater) out in their Livingroom. In 2026 if you are going to a branch to do an activity other than deposit large amounts of small bills from the strip club/car wash/money laundering front you own, your poor.
Bills? I was waiting in line for a teller once, and an Asian lady came in. They opened the door to the teller area, and she retrieved a rolling cart. She then went out to the parking lot, and filled it with clear plastic bags of quarters and rolled it back in.
She didn’t have to wait in line.