I wish I had been smarter with my money at a younger age. You are doing it right.
I am 64, no retirement or IRA, but house and cars are paid for, no credit cards. My wife passed away last year and I started getting serious about investing this year.
Since I have nothing else to do, investing is my new hobby where I spend my extra money. I am up 19% as of today in the stock market for the year. I have 100 ounces of silver, and many more collectible coins, many of them silver.
I just got an 1881 proof three cent coin. MS-65 grade. Nice!
I have collected coins since I was a kid. Mostly as a fun hobby, not really for the sole purpose of investment.
Unfortunately, Chinese counterfeits are hurting that market.
Don’t feel bad. I was doing it all right and the government decided to shut down my industry for the China virus. I lost nearly everything. If we were doing it right, we would have become politicians, started a green scam company, or started NGOs for refugees... We’d be rich.