We do budget but during the time I was in the hospital I wasn’t earning money and my wife obviously was cutting her day short to visit me daily.
It’s insane how expensive things are. We don’t have car payments. We tend to follow Dave’s wisdom. Been through financial peace university. There not enough there to cover the bills as everything while I was down for the count had to go on the Cards.
Hopefully the new year will turn things around.
I Hope for you two that the new year will be better. Stay strong.