I am sorry you are struggling. I am not sure why, but many FReepers, and a few of my neighbors seem genuinely out of touch, and lacking compassion for those who are experiencing just how bad things are for many Americans right now.
It’s bad. The home we have is modest for 4 occupants. I thank God we don’t have car payments. We’d be heading to bankruptcy. My health is still iffy at 58, hoping for a full recovery