https://www.va.gov/health-care/eligibility/
If none of these descriptions apply to you, you may still qualify for health care based on your income. Find out if you may be eligible for free or reduced cost health care based on your income.
Learn more about income limits and your VA health care
https://www.va.gov/health-care/income-limits/introduction
It’s actually based on your priority group..
Overview of VA Priority Groups
The Department of Veterans Affairs (VA) assigns veterans to one of eight priority groups based on their service history, disability ratings, and income levels. These groups determine eligibility for health care benefits and the costs associated with them.
VA Priority Groups Breakdown
Priority Group Eligibility Criteria Benefits
1 Service-connected disability rated 50% or more, or deemed unemployable Full health care with no copays
2 Service-connected disability rated 30% or 40% Lower copays for care
3 Former POW, Purple Heart recipient, or service-connected disability rated 10% or 20% Lower copays for care
4 Catastrophically disabled or receiving aid and attendance Lower copays for care
5 Non-service-connected disability with income below VA limits Lower copays for care
6 0% service-connected disability or specific service history Copays may apply
7 Non-compensable service-connected veterans with higher income Copays apply
8 Non-service-connected veterans with income above VA limits Copays apply; new enrollments are currently not accepted
Factors Influencing Assignment
The VA considers several factors when assigning priority groups:
Military Service History: Length and type of service.
Disability Rating: Ratings assigned for service-connected disabilities.
Income Level: Financial status compared to VA income thresholds.
Other Benefits: Eligibility for programs like Medicaid or VA pensions.