$41K is the limit for no copays. (drug copays yes, but other copays no)
You can still be enrolled with VA healthcare, WITH copays, up to about $69K.
We could track down how you blew past $41K to get denied. Some possibilities . . . Yes, if you paid personally for CPAP, medical costs do reduce income.
One item I have seen ... if you sold an investment, this gets reported to the VA and total sales price is VA INCOME. But only if you do not send them the details on the original purchase price.
Meaning, sales price is income if the VA has not been provided purchase price, which they do not get from the IRS. you have to proactive do that yourself.
Oh one other thing. If you sell your personal residence, the VA will NOT call that income. If you sell real estate that is not your personal residence, then that IS VA income.