Well, yes...exactly.
My point being the unfairness/socialist style “healthcare” of allowing one to move DOWN, to the crappy, single payer plan without underwriting/scrutiny, vs, moving up to the better, free choice plan (G) ...without penalty or underwriting.
So much for overlooking any preexisting conditions, right?
Glad our friends have explained all of this and, again, hope those in the market take heed.
ONLY go with Plan G!!
We have a family member whose had several medical issues, and, thankfully they’re on Plan G.
We know of another who’s on Advantage and had to stop taking vision saving eye injections due to the high copay cost per injection.
OK, I see your point now...(RE “Advantage”)...Advantage is just reg. private HMO/PPO insurance paid for by the government (~$1200.-$1400/mo. P/P depending on the insurance co. rating/zip code, etc.). Sorta “single payer” I guess (actually “2 payer”...ins. co. and the Feds paying the premium). Reg. Medicare is single payer also...with you filling in the Medicare “gaps” with a private ins. policy (G/N, high deductible. G). A semantic mess! 🤷🏼♂️😬