I have been on Medicare supplemental with Premera for many years and it has worked well. Premera is called the Blues for Blue Cross and Blue Shield. It is only available in Washington, Oregon, California, Idaho and I believe in Texas.
A friend has the Humana supplemental and that has worked well with a huge heart surgery.
As someone suggested look to see what is available in your area. I read a while a go that if you start with and Advantage plan you cannot later change to Supplemental but I don’t know if that is true or not.
I have the cheap Supplemental at 129 per month but it has high deductible. My friend on Humana has virtually everything paid for.
Last year I was out of pocket about 6 grand on 60,000 of surgery. I feel I have saved money by taking my chances on only paying for cheap plan for years and then coughing up dough later. Different people have different comfort levels, but think of paying 170 a month less for ten years but then shelling out six grand later.
“As someone suggested look to see what is available in your area. I read a while a go that if you start with and Advantage plan you cannot later change to Supplemental but I don’t know if that is true or not.”
It used to be true, and probably still is.