“with the understanding that our lifestyle will eventually slow some”
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One assumption that you hear from many people about to retire is that they expect their expenses to be significantly lower because they’re not working anymore. In my observations many healthy retirees who suddenly find themselves with lots of free time wind up doing a lot more things that cost money than they ever dreamed of. Not saying that will apply to you, but many people will suddenly discover new hobbies, activities and things to do that require money. Filling the new void in your life can be a wonder thing, but it can have budget altering ramifications. ;)
Sounds like you have a very well thought out retirement plan.
Thanks. I told my wife to expect me to volunteer in church more. There’s part of me that wishes I had formally gone into the ministry. She reminded me that the man of God bit is still attractive. LOL