Becoming a millionaire in the USA is not super difficult, but it takes discipline and time. “The Millionaire Next Door” series lay it all out.
They are a good way for most people to become financially independent.
The Dave Ramsey system works pretty well for people who follow it.
In essence: Live below your means. Save and invest wisely. Let compound interest work for you. Own your own home and pay it off early. Work at increasing your income by being more productive and filling other’s needs.
Don’t try to satisfy your psychological wants through extravagant spending. Great satisfaction can be achieved with relatively low expenditure.
Yeah it’s all about discipline.....the world is full of people and things that have no other purpose than to separate people from their hard earned money.
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I remember a bumper sticker back in the 80s that went “He who dies with the most toys wins”......I know it was just supposed to be humor but a lot of people kinda went in for that philosophy....I thought that was total BS then, and I still think it is.......money.......AIN’T IT.