I have no friends, so I know they’d be lying.
100% me. I have a friendly relative who is set up with a great retirement, where He and his wife pull in $10k a month. Their housing costs are about $7,500 a year. They travel around in their new car, and visit people or go to oceanside Hotel/Motels for the weekend. Sounds like a great life to me. I am doing the same thing, only my retirement is about $2,500 a month. I don’t get to travel freely, but can go out to dinner a couple times a month.