Correct. For most part, American parents are too lazy and unmotivated to properly raise their children.
This is one of the main reasons why corporations want foreign workers.
I think what you're saying is at least partly true. Judging, however, from the young adults I see in church, including the ones who've come through the financial small group I every now and then lead, I see a kind of schism among young people.
The ones who come from married parent families who seem to be devoted to God and volunteering in church tend to be the kids who have their heads on straight and come to the financial group wanting to be good stewards with the money they're making. This is unlike the young adults coming through the group asking how to dig themselves out of the financial hole they're in, often asking how to sign up for freebies from the govt. My church is about 2/3rds black and in a low income area. But there are married middle class blacks who attend church there too, in part to be an example (the main reason I attend there). And it seems to be having an impact on the young adults who grew up in single-parent households. Some of those kids have grown up deciding to be married before having kids and also be wiser about career planning, to be like the successful blacks they've seen in church.
So I see this schism among blacks as well -- the kids growing up in two-parent households who volunteer in church as much as I do tend to be the ones who have their heads on straight with pursuing valuable careers and not running up tons of debt hoping it'll magically disappear one day. Those "kids" who are single don't have kids yet, with the young men sometimes coming through the group years later married and wanting his wife to know how to handle money too ... BEFORE THEY HAVE KIDS. Seeing some of them grow up I've told them over and over and over that I'm very proud of them. I see it in white young adults too.
But again, those are the young adults who come from families full of loving God and loving others, especially their kids. Hopefully that'll keep spilling over into the other kids who don't come from those families, but want to one day be the parent in families like that.