Much better I think to put the money in a bank emergency fund.
Agree TV ads are for things that aren’t selling well.
Many have graduated form the Three Card Monte School.
“ Much better I think to put the money in a bank emergency fund.”
Too bad banks do not pay any return on that money they hold for you.
Wells Fargo pays almost nothing, but if you deposit $20,000 in an account they pay a pittance. Ridiculous.