Agree spouse and I have had Medicare and pay for supplements every month for years. People at church ask me “Why are you paying for insurance every month? We have Advantage for free.”
I admit I have asked myself that question several times but spouse says you get what pay for.
As we get older, I think the advantages of traditional medicare with the supplement will become more apparent. People on advantage plans will be fighting with bureaucrats for knee replacements and paying outrageous copays for hospital stays. We will be sailing through, getting our body parts worked on, with little or no out of pocket expenses. But we won’t get that free week of meals on wheels. Guess we will have to fork out for door dash.