Yeah, the Feds are the ones who crated what we have now, and they need to fix it.
Well...the RATs did (Hitlary, Kennedy et al)
HillaryCare tried to happen in the 90s and some states picked up on it starting in about 1992.
Terd Kennedy was killing the industry long before that.
The Feds could allow/promote "Healthcare Associations" and let organizations have group plans. Additionally, they should be able to buy across state lines, to shop for better premium rates.