[EVO X]

We bought a slightly used dealer demo Ford Expedition and wrote a check for the full amount.

I bought a car for cash earlier this year. The dealer wouldn't take a personal check unless I unlocked a credit report. They had all my personal information. During finalizing the purchase I gave them my DL, insurance card and the car I was trading in. They let me take the new car to the bank to get the cashiers check.

It seems odd to me that an OEM dealership selling recent used cars would have a fly by night financing firm

[DUMBGRUNT]

—”It seems odd to me that an OEM dealership selling recent used cars would have a fly by night financing firm”

Depending on your credit rating, they will “guide” you to their lender of choice.

Guessing they have several to show you.

Also, the “dealer” could be a subcontractor that specializes in subprime borrowers.