[Drew68]

I never have and never will live somewhere with an HOA, nor sign any ‘agreement’ with one.

And that's your prerogative.

[GaltAdonis]

Signing away my rights to anybody voluntarily seems quite dumb to me.
So I’ve worked hard to buy a house for years just to surrender them (rights) to control freaks?
The answer is NO.
Yes, there is common sense needed to be polite and reasonably accommodating
to your neighbors, but I guess certain common sense must be dictated by HOAs
and the like, because people have different priorities, and common sense
is more and more become a rarity in this society.