Those may be loopholes that you mentioned but I’ve always heard that states can take the real property of anyone on Medicaid and sell it for reimbursement to the state. Of course, if they’ve shielded it the way you mentioned, that would be difficult but I would hope states are aware of this.
I really don’t understand how the BBB can affect Medicaid that the states pay for...but maybe I’ll get some replies here that will explain it..
Rather annoying that the Medicare we paid into for decades doesn’t pay anything for nursing home care.