“My understanding, the $4000 credit has income limits… “
It is a deduction, not a credit.
“from memory, only if you make less than $60 grand.”
Once again, your Socrates has bad info.
You are not in my league. As I stated, the $4,000 deduction has income limits. You are getting very, very sloppy….
“ The tax break also has an income threshold, with the full $4,000 deduction available to single filers who earn $75,000 or less and for married couples with annual incomes below $150,000. The deduction would be phased out for people who earn above those amounts.…”
https://www.cbsnews.com/news/social-security-income-tax-benefits-trump-one-big-beautiful-bill/