I have, my ROR is around 2.5% according to social security.
“I have, my ROR is around 2.5% according to social security. “
Your ROR???
Your ROR on Social Security is a result of the design of the social security system, not a result of disparate taxation.
Blaming the tax system for an ROR the tax system has not caused, but expecting the tax system to “fix” that problem, is just looking in the wrong direction for relief.
The fact is the error in the social security system is largely water on under the bridge for contributions already paid into it.
GWBush was the only President suggesting a better alternative - letting those who are newer in the system, or not yet in the system, have their contributions paid into a truly invested private retirement account: so that over time the traditional system would die out as those already i it died, and younger workers would be building a better plan, one in which they owned the account there contributions were paid into. They’d get a better ROR.
Sorry, you’ll never get a good ROR on your social security, because it is a badly designed plan, not because of how it is or is not taxed.