Yup. Andrew was a fast moving storm that shifted drastically south (to Homestead) at the last hours. Had that hit FTL/MIA like it was supposed to, well...
Where I live in Juno Beach, I fear the wind, not the water. W/ an ocean bluff in front of me, my biggest water concern would be the intracoastal behind me. And if they meet, well, we’re all under water. Might as well include Lake O.
I have plenty of fear for the water, but the most dangerous kind isn’t rain. It’s storm surge, which relates directly to wind intensity. As long as storm surge is no more than moderate, rain has a place where it can drain or be pumped. When storm surge is 12 feet, you need more than a roof that can withstand cat 4 wind; you need to be at 13 feet or higher. Where I live, that isn’t so easy to come by.