> I believe most of them let you live in your home until you die <
But you gotta read the small print. There are instances where the reverse mortgage company can take your home before you die. Then as my late father would say, you are sh!t out of luck.
https://reverse.mortgage/lose-home
I recommend that link to anyone who wants a Cliff's Notes overview of what's involved with reverse mortgages. I learned quite a bit.
If you fail to maintain the home, fail to pay property taxes, fail to keep up your homeowners insurance, or allow liens to be filed against the property, the bank can call the loan due and payable. That forces a sale or exposes you to foreclosure.