No I don’t think this is the future. The future is most likely the quantum financial system where your financial transactions will be one on one. No middle man(banks). It will be secure and private.
If we have learned anything in recent decades it is that anything can be hacked.
Those nasty folks at the NSA have a habit of hacking at the hardware level—so software and encryption—no matter how powerful and/or advanced—cannot save you.
Even if we banned the US NSA we would still have to contend with foreign and organized and disorganized crime actors.