I agree with you. Protecting accounts better in this case leads to real free speech interactions, not garbage from dubious sources.
I will say though that you need to realize that most wealthy retirees are big time Democrats these days. I have a feeling there are some old accounts where the original positions taken 25 years ago have changed dramatically.
Anyone who goes from being a conservative to a liberal democrat must have their independence, agency, and autonomy removed, since it is clear they slipped into dementia.