I have written checks since 1958 to pay bills.
Still do so. NO BIG DEAL.
Have paper bank statements & have records that last-—
IF IRS gives you grief over something-—the banks DO NOT have those records easily available back past certain time periods.
SOME BANKS ALSO CHARGE A FEE FOR EVERY TRANSACTION WHERE YOU PAY BILL ELECTRONICALLY-—EVERY MONTH FOR UTILITIES, FOR EXAMPLE.
I WANT TO SEE MY BILL & PAY IT MYSELF...
It is perhaps better to pay online as your records are pretty much indestructible at that point, backed up in the cloud in multiple places with some redundancy in case there is a certain point of failure. With paper records, your house could alway burn down and you lose it all forever.
Yes, a meteor or nuclear war could destroy the earth at some point and render cloud-based records useless but then again, not having access to your records would be the least of your problems!