I use an online outfit here in Italy called "Vinted," where you can buy mostly clothes for pennies on the dollar. Just nabbed two pairs of almost new Levis, two beautiful designer wool suits,a summer linensuit and a gorgeous, vintage leather jacket - all in perfect condition - for a grand total of. . . $90.
I almost never buy new things, and I never buy on credit. If I don't have the cash, I don't buy it. Very nice waking up every day without the Debt Sword hanging over my head. It equals Freedom.
We make our purchases with a bank debit card to earn interest on our checking accounts. We also have several credit cards which we pay off each month-so no interest charges. The credit cards such as Amazon and LL Bean gives us bonus points which reduces the cost of future purchases. The key point is that we pay off our credit card purchases within a week of the purchase.
. monfin