The best dividend you could give the US Citizen is the replacement of the income tax with a consumption tax.
What it would cure, in very short order, is the distortion in the money supply. A relatively high consumption tax would get people to direct their extra windfall toward saving and paying their way out of the holes they’ve made.
Between tariffs and consumption tax, the amount you pay in tax becomes discretionary instead of compulsory. The money placed in savings would come out of the money supply, taking the pressure of using interest rates as a means of regulating inflation.
Also, it’s not going to ‘cost’ the government anything. I very much dislike the USG giving me a check knowing at this point that money is still borrowed.
Get to the point where it is a real dividend. Repeal Income Tax. Stand back and watch the economy expand organically.